Privacy Policy

Introduction

At TechnoDataStreamline, we understand that your personal information matters. This privacy policy explains how we collect, use, and protect your data when you use our budget categorization platform and educational services.

We're committed to transparency about our data practices. This policy applies to all interactions with our website, services, and educational programs offered through technodatastreamline.com.

By using our services, you're agreeing to the practices described in this policy. We encourage you to read through everything so you know exactly how we handle your information.

Information We Collect

Personal Information You Provide

When you register for our services or educational programs, we collect information you voluntarily share with us:

• Contact details (name, email address, phone number)
• Professional information (job title, company, industry)
• Educational background and learning preferences
• Payment information for course enrollment
• Communication preferences and feedback

Financial Data for Budget Categorization

Our budget categorization tools require access to certain financial information to provide effective services. This includes transaction descriptions, amounts, dates, and merchant information. We never store complete bank account numbers or sensitive authentication credentials.

All financial data is processed using bank-level encryption and stored in secure, isolated environments. We only use this information to provide our categorization services and generate insights for your financial management.

Automatic Information Collection

Like most websites, we automatically collect certain technical information when you visit our platform. This includes IP addresses, browser types, device information, and how you interact with our services. We use this data to improve performance and user experience.

How We Use Your Information

We use your personal information for several specific purposes, all aimed at providing better services and educational opportunities:

• Delivering our budget categorization platform and educational content
• Processing course enrollments and managing your learning progress
• Sending important updates about your account or courses
• Providing technical support and customer service
• Improving our services based on user feedback and usage patterns
• Complying with legal requirements and protecting against fraud

We don't sell your personal information to third parties. Period. We may share aggregated, non-identifiable data for research purposes, but this never includes information that could identify you personally.

Our educational content recommendations are based on your learning progress and preferences, helping you get the most relevant information for your professional development goals.

Data Sharing and Third Parties

Service Providers

We work with trusted service providers who help us deliver our platform and educational services. These include cloud hosting providers, payment processors, and email service platforms. All service providers are contractually required to protect your data and use it only for specified purposes.

Educational Partners

Some of our courses are delivered in partnership with other educational institutions or industry experts. When you enroll in these programs, we may share relevant information with partners to ensure proper course delivery and certification. You'll always be informed when this applies to specific programs.

Legal Requirements

We may disclose your information if required by law, court order, or government regulation. We may also share information to protect our rights, prevent fraud, or ensure user safety. In such cases, we'll limit disclosure to the minimum necessary information.

Your Privacy Rights

Under Philippines data protection laws and international standards, you have several important rights regarding your personal information:

To exercise any of these rights, contact our privacy team using the information provided below. We'll respond to requests within 30 days and verify your identity before processing requests.

Data Security Measures

We implement comprehensive security measures to protect your personal and financial information. Our security framework includes:

• End-to-end encryption for all data transmission
• Secure server infrastructure with regular security audits
• Multi-factor authentication for administrative access
• Regular security training for all team members
• Incident response procedures and breach notification protocols
• Regular backups with encrypted storage

While we implement industry-standard security measures, no system is completely immune to security risks. We continuously monitor and update our security practices to address emerging threats and maintain the highest protection standards.

If you notice any suspicious activity on your account, contact us immediately so we can investigate and take appropriate action.

Data Retention and Deletion

We keep your personal information only as long as necessary to provide our services and meet legal obligations. Different types of information have different retention periods:

• Account information: Retained while your account is active plus 7 years for business records
• Financial data: Processed in real-time, cached temporarily for performance, deleted after 90 days
• Educational progress: Maintained for certification purposes, typically 10 years
• Communication records: Kept for 3 years for quality assurance
• Technical logs: Deleted after 12 months unless needed for security investigations

When you request account deletion, we'll remove your personal information according to these schedules while maintaining anonymized data for analytical purposes. Some information may be retained longer if required by legal obligations or legitimate business interests.

International Data Transfers

Our primary data processing occurs within secure facilities, but some service providers may process data internationally. When data is transferred outside the Philippines, we ensure adequate protection through:

• Contractual data protection clauses with all international service providers
• Regular audits of international partners' security practices
• Compliance with international data transfer regulations
• Additional encryption for data crossing international boundaries

We maintain detailed records of international data transfers and can provide information about specific transfers upon request.

Children's Privacy

Our services are designed for adults and business professionals. We don't knowingly collect personal information from individuals under 18 years of age. If we discover that we've collected information from a minor, we'll delete it immediately.

Parents or guardians who believe their child has provided personal information to us should contact our privacy team immediately for assistance with data removal.

Policy Updates

We may update this privacy policy periodically to reflect changes in our practices, services, or legal requirements. When we make significant changes, we'll notify you through email or prominent website notices at least 30 days before changes take effect.

Minor updates for clarity or legal compliance may be made without advance notice. We encourage you to review this policy periodically to stay informed about how we protect your information.

Continued use of our services after policy changes indicates your acceptance of the updated terms.